The 5 Best Florida Lakes for Swimming

Written by Niccoy Walker
Updated: June 6, 2023
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Florida is one of the most popular vacation spots in the world. Its warm, sunny weather and palm trees offer a tropical paradise year-round. And there is never a shortage of activities, whether visiting the theme parks or lounging at one of the many beaches. But Florida also has breathtaking rivers, marshes, ponds, and lakes that dot the entirety of the state. 

But we’re not going to lie, finding a Florida lake or river to swim in is challenging. Most of the natural lakes in the state offer limited visibility due to their dark waters. And when there are over a million alligators that live in freshwater habitats across the state, swimming in a Florida lake can be dangerous. 

There are plenty of crystal clear, spring-fed swimming holes in Florida perfect for diving and splashing around. But lakes that can be used for the same purpose are not easy to come by. We’ve narrowed down our list of the top five best Florida lakes for swimming, including where to find public access beaches and other activities to participate in.

Even though you are less likely to encounter dangerous wildlife at these lakes, you should always take precautions and use your best judgment when entering a Florida lake, pond, marsh, or river. Alligators and snakes can easily hop from one water source to another, including private swimming pools!

Check out this article for more information on whether it’s safe to swim in Florida. And read this statement at Floridahealth.gov that tells you how to keep safe while swimming in Florida.

1. Lake Tohopekaliga – Osceola County

East Lake Tohopekaliga

Two areas of Lake Toho offer public swimming: Chisholm Park and St. Cloud Lakefront.

©Ebyabe / Creative Commons – License

Located in Central Florida, Lake Toho is the largest lake in Osceola County near Kissimmee and St. Cloud. The lake is 22,700 acres, with a circumference of 42 miles. And it is a premier bass-fishing and bird-watching destination. But this lake has something to offer everyone, including boating, hiking, picnicking, and a splash pad for kids. Two areas offer public swimming: Chisholm Park and St. Cloud Lakefront. While alligators can occasionally find their way to the public access areas, officials are quick to remove them if one is spotted. But precautions should always be taken, even in lakes that allow swimming. Ensure no pets and small children are left unattended.

2. Lake George – Volusia/Putnam Counties

Lake George is the second largest lake in the state of Florida and home to a myriad of wildlife and fish species

©TampAGS, for AGS Media / CC BY-SA 3.0, via Wikimedia Commons – License

Lake George is the second-largest lake in Florida, covering 46,000 acres. Lake Okeechobee is the first, but it’s not advisable to swim in its waters. Lake George is a brackish lake that lies on the St. Johns River in Northern Florida. It is five miles wide, 18 miles long, and features an average depth of ten feet. The lake offers many activities, including fishing, boating, wildlife viewing, and camping. The towns near the lake also provide eating and shopping destinations. The lake does offer swimming due to its relatively clear waters, but you must choose the right spot. Look for the spring-fed channels that feature crystal-clear water. There are also a few spots that are roped off for swimming purposes. As always, use extreme caution when swimming in any Florida freshwater.

3. Winter Haven Chain of Lakes – Polk County

Winter Haven florida chain of lakes

There are many public access areas in the northern and southern parts of the chain, where you can enjoy the beaches and boating ramps.

©shannon Carnevale/Shutterstock.com

The Winter Haven Chain of Lakes is a series of spring-fed lakes and canals in West Central Florida. It is a famous tourist destination that has provided fun outdoor activities for a hundred years. Many people use the canals for boating, fishing, and jet-skiing. But the area also offers plenty of opportunities for sailing, kayaking, camping, golfing, sunning, swimming, and even playing at amusement parks. There are many public access areas in the northern and southern parts of the chain, where you can enjoy the beaches and boating ramps. Stay away from the smaller aquatic areas, like retention ponds, as this is where alligators like to hang out.

4. Lake Stella – Polk County

Everglades National Park - Kayaking

Lake Stella is a popular spot for paddling around lush coves in kayaks and canoes.

©Maridav/Shutterstock.com

Lake Stella, located in Auburndale, is a four-acre natural lake created by a sinkhole. The lake is deep, but its max depth is unknown. It’s a popular spot for paddling around lush coves in kayaks and canoes. But people also come here for its excellent fishing. There is a public swimming beach perfect for catching rays and splashing in the clear, warm water.

5. Lake Tulane – Highlands County

cowboy corgi

Lake Tulane Park features several pavilions for eating and gathering with your pup!

©J. Marquardt/Shutterstock.com

Lake Tulane is another natural lake that occupies a sinkhole. It is located in Highlands County in Avon Park, Florida. This picturesque lake provides many activities, such as fishing, boating, and jet-skiing. Lake Tulane Park features several pavilions for eating and gathering and white, sandy beach areas for relaxing. You can also swim in the lake. And at the south end of the swimming area, you will find a place for diving. Many divers report seeing sunken boats and plenty of golf balls!

Summary of Best Florida Lakes for Swimming

NameCounty/LocationSize
Lake TohopekaligaOsceola County in Central FL near Kissimmee and St. Cloud22,700 acres
Lake GeorgeVolusia/Putnam Counties in Northern FL on St. John’s River46,000 acres
Winter Haven Chain of LakesPolk County in West Central FL in Winter Haven, FL6,000 acres
Lake StellaPolk County in Auburndale4 acres
Lake TulaneHighlands County in Avon Park88 acres

The photo featured at the top of this post is © iStock.com/Dronegb


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About the Author

Niccoy is a professional writer for A-Z Animals, and her primary focus is on birds, travel, and interesting facts of all kinds. Niccoy has been writing and researching about travel, nature, wildlife, and business for several years and holds a business degree from Metropolitan State University in Denver. A resident of Florida, Niccoy enjoys hiking, cooking, reading, and spending time at the beach.

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