10 Best Kept Secret Places to Retire In the United States

USA Retirement
© SIphotography from Getty Images, Marketplace Designers, and Lisa-Blue from Getty Images Signature/ via Canva.com

Written by Sarah Barkley

Published: January 29, 2024

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Many people move to a new location after they retire, and it often takes lots of planning and research to choose the best place. Some places are better to retire than others, and some perfect areas often get overlooked. Here are some of the best-kept secret places to retire in the US.

1. Tarpon Springs, FL

Boat Dock Tarpon Springs

If you want to retire somewhere with plenty of things to do, Tarpon Springs could be the perfect place.

©Jillian Cain Photography/Shutterstock.com

Tarpon Springs boasts a Greek atmosphere that sets it apart from other areas. You’ll never run out of things to do with a public marina, four golf courses, an aquarium, a performing arts center, and a cultural and recreation center. This city also has gorgeous beaches, and you can attend a free monthly concert on the beach beneath the stars. 

2. Hendersonville, NC

Hendersonville North Carolina

Hendersonville, NC, is one of the best-kept secret places to retire in the U.S.

©Nolichuckyjake/Shutterstock.com

This city is in the Blue Ridge Mountains and has a population of 15,000 people. Hendersonville has outdoor festivals, a renowned healthcare center, and several golf courses nearby. 

There are also plenty of opportunities for outdoor exploration, with several national parks and places for fishing, hiking, and skiing in the area. Another bonus is that the cost of living is only 1% higher than the national average. 

3. Savannah, GA

Walkway under southern oaks toward the fountain in Forsyth Park, Savannah, Georgia

You can enjoy Forsyth Park in Savannah, GA if you retire there.

©Darryl Brooks/Shutterstock.com

Savannah, GA, is one of the best-kept secret places to retire in the United States because there are plenty of things to do and the cost of living is below the national average. You can explore historical landmarks and cultural highlights throughout town. 

There are also plenty of outdoor activities, including visiting the Skidaway Island State Park for hiking, camping, birding, and so much more. Another bonus for retirees is the two major medical centers and two cancer centers.

4. Bisbee, AZ

Vintage copper mining town, Bisbee, Arizona, USA, built early 1900s in Mule Mountains/Historical 1900s Copper Mining Town, Bisbee, Arizona, USA/Early 1900s mining town, Bisbee, Arizona, USA

This Arizona town is one of the best-kept secret places to retire in the U.S.

©Ingrid Curry/Shutterstock.com

Bisbee is a small, charming, and artsy town in the Mule Mountains with a strong sense of community. There are plenty of hiking trails for outdoor enthusiasts, and you can search for the many stairways around town that are part of Bisbee’s Heritage Stairs. Plus, you can enjoy delicious dining options and browse the local shops and art galleries.  

5. Eagle, CO

Mountain Landscape in Colorado Rocky Mountains, Colorado, United States.

Eagle, CO, is a great place to retire, and you’ll get to enjoy the Rocky Mountains.

©Galyna Andrushko/Shutterstock.com

This location is in the Rocky Mountains and has breathtaking views and plenty of outdoor recreation activities. The town also has many festivals and farmer’s markets, so there’s always something to do. However, the cost of living is higher than the national average, so it’s important to keep that in mind when choosing a place to retire.

6. Seeley Lake, MT 

Fishing on Seeley Lake Montana

Seeley Lake might be the retirement location for you if you enjoy fishing, hunting, hiking, or camping.

©Kristina Chapman/Shutterstock.com

Retiring to Seeley Lake will make you part of the small community of fewer than 1,500 residents. You can live a relaxed lifestyle with beautiful mountain ranges and forests where you can camp, hike, hunt, or fish. 

7. Fredericksburg, TX

Fredericksburg Memorial Library

The public library in Fredericksburg, TX, is a gorgeous historical building.

©Dean_Fikar/iStock via Getty Images

The German architecture, herb farms, and peach groves in Fredericksburg, TX, make it one of the best-kept secret places to retire in the United States. Downtown Fredericksburg has antique stores, boutiques, art galleries, wine-tasting rooms, and a historic public library. It’s a beautiful city with a cost of living that’s only 2% higher than the nation’s average.

8. Fairhope, AL

The Fairhope, Alabama municipal pier at sunset

You’ll never get tired of watching the sunset if you move to Fairhope, AL.

©Cavan-Images/Shutterstock.com

Fairhope is ideal for retirees because pensions and social security aren’t taxed, and if you’re over 65, you don’t have to pay property taxes. You can find plenty of things to do, including golf, boating, fishing, or participating in events and classes at the local senior center. 

9. Petoskey, MI

Aerial view of Petoskey, Northern Michigan, autumn evening light. Places to Retire

Petoskey, MI, has gorgeous sights and plenty of things to do for retirees.

©Laurent Fady/Shutterstock.com

Downtown Petoskey overlooks Little Traverse Bay, offering gorgeous views while you explore shops, restaurants, and the park. There are active communities for retirees that provide opportunities for golf, skiing, and tennis. 

10. Paso Robles, CA 

Downtown Paso Robles at sunset, Central California, USA.

You’ll never run out of things to do if you retire in Paso Robles, CA.

©stellamc/Shutterstock.com

Paso Robles is a small town with hundreds of wineries and plenty of dining and shopping options. You can also spend time hiking and going to the beach. The cost of living in Paso Robles is 35% higher than the United States average, but there are retirement communities available, making it an appealing option. 

Summary of Secret Places to Retire In the United States

NumberLocation
1Tarpon Springs, FL
2Hendersonville, NC
3Savannah, GA
4Bisbee, AZ
5Eagle, CO
6Seeley Lake, MT 
7Fredericksburg, TX
8Fairhope, AL 
9Petoskey, MI
10Paso Robles, CA


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