The Most Expensive Beaches in New Jersey to Buy a Second Home

Written by Ella Coppola
Updated: September 8, 2023
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Nestled along the picturesque Jersey Shore, New Jersey boasts a collection of exclusive beachfront communities that have captured the hearts of affluent homebuyers seeking a luxurious seaside retreat. From the elegant Victorian charm of Spring Lake to the pristine shores of Mantoloking, these coastal havens have earned a reputation for hosting some of the most expensive and desirable second homes in the state. 

With 130 miles of shoreline, New Jersey has abundant white sandy beaches for residents and visitors. But as any seasoned vacationer knows, not all New Jersey beach towns are alike. They all have their distinct personality and vibes.

Since New Jersey ranks third in the United States for the highest median income, it’s unsurprising that certain beach towns have a hefty price tag. But they’re well worth the investment with luxurious beach houses, charming downtowns, gorgeous views, and appealing amenities.

As we embark on a journey to explore the most sought-after beach areas in New Jersey, we delve into the world of wealthy real estate, where pristine beaches, breathtaking views, and upscale amenities converge to create the perfect haven for those seeking the ultimate beachfront lifestyle.

Spring Lake is affectionately known as the “Irish Riviera” and exudes the charm of a minor, refined beach resort town.

Sea Girt

Boardwalk gazebo on Sea Girt Beach

Boardwalk gazebo on Sea Girt Beach.

©Michael Frank Clark/Shutterstock.com

Nestled in the southern region of Monmouth County, Sea Girt is the epitome of opulent beach towns in New Jersey. This intimate community, home to approximately 2,000 residents, exudes coastal charm and boasts exquisite seaside estates. Moreover, it commands a median sales price of $2.4 million, with over 60 percent of its residents calling it a full-time home. Sea Girt thrives on a tranquil and safe ambiance, free from the bustle of rowdy crowds, making it ideal for families and retirees seeking a serene coastal lifestyle. The town embraces an old-fashioned allure, with well-maintained beaches, a picturesque boardwalk, and charming streets and facilities, all of which its residents take immense pride in preserving.

Furthermore, the town’s allure is complemented by its neighboring Monmouth County, which offers an array of historical attractions, shopping destinations, fine dining establishments, vibrant arts and culture, and excellent schools. As a result, this is within a short distance from Sea Girt’s shores, making it a perfect location for residents to enjoy diverse experiences.

In the current Sea Girt real estate market, demand is relatively high. This leads to some level of competition, as revealed by an analysis conducted by Redfin. Homes often receive multiple offers, with desirable properties swiftly fetching their list price within an average of just 12 days. This heightened competition underscores the desirability of Sea Girt as a premier location for affluent buyers who seek the pinnacle of coastal living in New Jersey.

Mantoloking 

Stately homes on the waterfront of the Jersey Shore

Stately homes on the waterfront of the Jersey Shore.

©James Kirkikis/Shutterstock.com

Mantoloking is an exclusive barrier island community in Ocean County, New Jersey. Known for its luxurious beachfront properties and scenic ocean views, it has earned a reputation as one of the most prestigious and affluent areas along the Jersey Shore. The town is between the Atlantic Ocean and Barnegat Bay. It offers residents a unique waterfront lifestyle with beachfront and bayfront access.

The average median house price in Mantoloking as of June 2023 was around $3.3 million. However, it’s essential to note that real estate prices can fluctuate based on market conditions and other factors. So, it’s advisable to consult a local real estate agent or check up-to-date online sources for the most current pricing information.

Mantoloking is a serene and private community known for its large, elegant homes and estates. Many of these properties boast premium amenities, such as remote beach access, spacious yards, and luxurious outdoor living spaces. The town’s proximity to New York City and other major cities in the region makes it an attractive choice for affluent buyers seeking a luxurious second home or vacation property.

Due to its exclusivity and limited inventory of beachfront properties, Mantoloking remains a highly sought-after location. People looking to invest in premier beachfront real estate in New Jersey. The combination of its natural beauty, upscale amenities, and prestigious reputation contributes to the high demand and relatively high property prices in this coastal haven.

Avalon 

AVALON, NJ - AUGUST 30: Avalon Bay, beautiful bay with view of mansions and yachts on August 30, 2013

This bay is a beautiful bay with a view of mansions and yachts.

©Kelleher Photography/Shutterstock.com

Avalon, New Jersey, is a picturesque and upscale beach town on Seven Mile Island along the renowned Jersey Shore. The median listing home price in Avalon, NJ, was $3M in June 2023. With its pristine sandy beaches and family-friendly atmosphere, Avalon is a sought-after destination for vacationers and second-home buyers.

The town boasts a range of upscale amenities, including fine dining restaurants, boutique shops, and recreational facilities that cater to the discerning tastes of its residents and visitors. The real estate market in Avalon is exclusive. It offers a mix of beachfront properties, bayfront homes, and luxurious estates, many of which provide breathtaking ocean or bay views. Families find Avalon particularly appealing due to its safe and welcoming environment. It offers various family-oriented events and activities throughout the year. Additionally, its proximity to other popular Jersey Shore towns and major cities like Philadelphia and New York City makes Avalon ideal for those seeking relaxation and accessibility to urban attractions.

Stone Harbor 

Blue skys and beach houses, Avalon, New Jersey

Stone Harbor’s real estate market is exclusive, with a selection of opulent beachfront homes, bayfront properties, and upscale estates with stunning views.

©Amy Lutz/Shutterstock.com

In June 2023, the median listing home price in Stone Harbor, NJ, was $4.2M, trending up 67.2% year-over-year. Located on Seven Mile Island along the prestigious Jersey Shore, Stone Harbor, New Jersey, is an exquisite beach town. It is known for its charm and upscale offerings. Furthermore, its pristine beaches, thoughtfully curated boutique shopping, and fine dining establishments make it a coveted destination. This is a town for vacationers and those seeking a luxurious coastal lifestyle. The town’s wide sandy beaches provide beachgoers with a serene and family-friendly environment. Additionally, the bayside offers boating and other water-based recreation opportunities.

Stone Harbor’s real estate market is exclusive. It boasts a selection of opulent beachfront homes, bayfront properties, and upscale estates with stunning views. Moreover, emphasizing its family-friendly atmosphere, the town hosts numerous activities and events catering to families and children throughout the year. Bird sanctuaries and wetlands enhance the area’s natural beauty, attracting birdwatchers and nature enthusiasts. Notably, Stone Harbor encapsulates a coastal oasis as it neighbors Avalon and easy access to other popular Jersey Shore towns and attractions. The town boasts experiences and scenic beauty converge.

Deal 

Aerial of Deal NJ During Covid19 Pandemic

Aerial of Deal NJ.

©FotosForTheFuture/Shutterstock.com

Deal is a borough in Monmouth County, New Jersey, United States. Deal boasts luxury real estate, private clubs, and the sandy Atlantic beaches of North Ocean Avenue. Living in Deal offers residents a sparse suburban feel; most own their homes. The average Deal home value is $3,363,743, up 6.0% over the past year. In Deal, there are a lot of bars, restaurants, and parks. Many retirees live in Deal, and residents tend to lean conservative. Deal boasts a selection of exclusive oceanfront properties that offer breathtaking views of the Atlantic Ocean. These homes often feature private beach access and upscale amenities. The town is renowned for its grand mansions and elegant estates, showcasing exquisite architecture and luxurious interiors.

Spring Lake 

spring lake new jersey home

Spring Lake, New Jersey home.

©esteban hoffman/Shutterstock.com

This town is undeniably one of the Jersey Shore’s most affluent towns. According to Zillow.com, the median list price for properties is $1.17 million. Spring Lake, affectionately known as the “Irish Riviera,” exudes the charm of a minor, refined beach resort town. Notably, it is dotted with grand Victorian houses, meticulously manicured lawns, and tree-lined streets, contributing to Spring Lake’s picturesque setting. It boasts parks and a well-preserved beach. Remarkably, the town has avoided commercialization, preserving its unique and authentic character. Since the mid-1800s, this idyllic destination has been a favored summer getaway for affluent industry leaders, and even today, it maintains much of the exclusive ambiance reminiscent of that era.

Despite its popularity, Spring Lake remains an oasis of tranquility, even during the peak summer season. Visitors and residents alike can wander around the beachfront community. Residents encounter few people and minimal traffic, allowing for a peaceful and relaxing experience. As the fall sets in, the town reverts to its peaceful year-round population of under 4,000 residents, further enhancing its serene allure. Spring Lake’s timeless appeal lies in its ability to escape the hustle and bustle of modern life. It offers an elegant retreat for those seeking a relaxed and refined coastal experience.

Summary of The Most Expensive Beaches in New Jersey to Buy a Second Home

RankExpensive BeachLocationMedian Home Prices
1Sea GirtMonmouth County $2.4 million
2MantolokingOcean County$3.3 million
3AvalonJersey Shore – Seven Mile Island$3 million
4Stone HarborJersey Shore – Seven Mile Island $4.2 million
5DealMonmouth County $3,363,743 million
6Spring LakeJersey Shore $1.17 million
Summary Table of The Most Expensive Beaches in New Jersey to Buy a Second Home

The photo featured at the top of this post is © James Kirkikis/Shutterstock.com


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About the Author

My name is Ella Coppola. I graduated from Southern Methodist University with degrees in Journalism and Ethics in Dallas, Texas. I'm a huge animal lover and have two dogs named Charlie and Meatball.

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